Get the best insurance in case of a car accident

Get the best insurance in case of a car accident

If you drive a car, you’re probably going to be involved in an accident at some point in your driving experience. Even the best of drivers need to have an auto insurance policy that can help cover repairs to their car as well as any medical costs that are incurred as a result of an accident.

If you are thinking about switching your car insurance to another company or are purchasing car insurance for the first time, you need to do your homework and familiarize yourself with the different types of coverages that are available to you. You don’t want to be paying for coverage you’ll never use, but you want to make sure that you have the coverage you need. The main types of auto insurance coverages include:

Liability Coverage — includes coverage for bodily injury to other parties in an accident that you cause and property damage coverage which pays for damage to the other party’s property; usually required coverage by most states.

Collision Coverage — helps pay for damage/repairs to your car when you are hit or you hit another vehicle(s)

Comprehensive Insurance Coverage — pays for damage/losses resulting from incidents that aren’t related to an accident; examples include stolen vehicle, vandalism, fire, etc.

Personal Injury Protection — covers the costs of injuries sustained by you or any passenger in you vehicle regardless of fault; this type of coverage varies from state to state

Additional coverages to consider when writing up your policy could include:

  • Rental Car reimbursement
  • Uninsured Motorist
  • Emergency Road Service

A good insurance broker gets you the right coverage

If all of this sounds confusing to you, perhaps you need to seek the services of an insurance broker. An insurance broker is an independent agent that works with many insurance companies to find the best available policy for his or her clients. An insurance broker, like Daniel Fraisse, with offices located in La Crescenta, are free to select insurance packages from many of the major auto insurers. You benefit by getting the best possible coverage for your specific insurance needs at the most affordable rates.

An insurance broker like Dan Fraisse, makes it his business to be up-to-date on all facets of the of the insurance world. Dan and his knowledgeable staff will discuss the different types of insurance coverages that are available for consumers, determine which coverages are best-suited to your needs, and then will design a policy that gives you the most coverage while remaining within your budget.

Customers praise Dan Fraisse

“Independent” means that Dan Fraisse works for you – not for the insurance companies Having worked in the insurance industry for decades, Dan has built up a reputation for being committed to helping his clients get the best insurance coverage – auto, homeowners, life – at the most affordable rates.

Check out check out the pages on this site to read the many testimonials from satisfied clients. Call us for a free insurance quote.