Is cheap car insurance worth it?

Is cheap car insurance worth it?

Buying and owning a car is a big investment, and, if you’re on a tight budget, you might think about cutting corners on car insurance. But, there’s a big difference between cheap car insurance and affordable insurance — coverage that’s the best value for your situation and pocketbook.

No matter what state you live in, you are required to carry a minimum amount of car insurance. However, cheap auto insurance policies only cover the bare minimum liability that is required by your state, and there are several problems with limited coverage which may include:

  • insufficient or limited liability coverage
  • higher out-of-pocket costs
  • inadequate customer service and claims support

By picking the cheapest insurance option, you could find yourself in a whole lot of trouble if you have a serious accident, especially if injured drivers are involved, and it’s time to file a claim. You could be without your car, money to cover the damages, and liable for thousands of dollars of out-of-pocket expenses.

If you’re looking for affordable car insurance in the Los Angeles area, Daniel Fraisse Insurance is a great place to start. Dan is an independent insurance broker and agent whose first priority is finding an insurance policy that fits the needs of his clients as well as their finances. As an independent broker, Daniel Fraisse works for you, not the insurance companies, so he does not have a vested interest in having you choose one particular company or policy over another.

Living in Los Angeles means lots of driving

If you live in the Los Angeles area, you do a lot of driving, especially on freeways. Driving statistics indicate that Los Angeles is one of the most traffic-congested cities in the United States, and the number of freeway accidents per capita is one of the highest in the nation. This should come as no surprise in a city with more than 10 million people driving more than 6 million vehicles!

Consequently, the odds of being involved in some type of car accident are higher, so you need to make sure that you have good insurance coverage which means more than the minimal coverage required by the state of California.

Getting proper coverage at the right price

Daniel Fraisse has been working in the insurance industry for decades and has a reputation for being committed to helping his clients get the best coverage possible for the most affordable rates.

At Daniel Fraisse Insurance, our knowledgeable and friendly staff will provide you with information concerning auto insurance coverage in California, including the minimum car insurance coverage that is state-required. We’ll will take into consideration your particular insurance needs as well as any financial constraints, and will provide you with information and rate quotes from a variety of insurance companies.

Dan Fraisse values the trust that his clients put in him, so you’ll never be sold a cheap insurance policy. What you will get is affordable car insurance that gives you the most protection for the best price.

Call to get your free insurance quote today.