Health insurance plans

Health insurance plans

People who reside in California have more health insurance options to pick from than ever before. Now with the advent of the insurance marketplace, you can find out if any subsidies apply to you and about the many plans and coverage that are available to fit your specific needs. You also always have the choice of doing some research and picking an insurance carrier on your own. Whether you opt to obtain insurance through Covered California or work directly with the insurance carrier, you should be aware that rates, coverage and terms all differ greatly from one carrier and one policy to the next.

Fortunately, you don’t have to go through this often confusing process on your own. You can avail yourself of the expertise and knowledge of an independent insurance broker. Insurance brokers like Dan Fraisse of Fraisse Insurance have worked with countless insurance companies and know all the ins and outs of the plans they offer. Dan can help if you’re having trouble understanding your policy or are looking to change plans. He will do the legwork to find you the best deal on the market.

Individual coverage and corporation group plans

Dan Fraisse has over three decades of experience helping clients set up both individual coverage and corporation group plans. Before recommending the best coverage for you or your employees, he’ll consider many factors like what the out of pocket expenses are for each plan and whether you’d be better off with a PPO or HMO. He will also help you determine the best plan based on age and health. Certain health conditions may drive up the premiums that insurance companies charge each month. If you’ve reached the age of 65, it may be in your best interest to choose Medicare as your provider.

Speaking with a broker for more information

Dan Fraisse has a reputation of being the best local life insurance broker in the Los Angeles area. If you have questions about how to reduce the cost of your doctors visits and medicine, please feel free to contact him. He can even give advice on choosing between local doctors.

Call today and see how Fraisse Insurance can help you to simplify the process of choosing your health insurance plan.