Moving to Los Angeles
If you’re thinking about moving to Los Angeles, you’re not alone. In 2017, it’s estimated that approximately 100,000 people will be making the move. Los Angeles and Southern California, as a whole, have a lot to offer — great weather, culture, economic opportunity. L.A.is ethnically and culturally diverse, from its food and music scene to movies and art. It offers residents world-class educational opportunities at such top academic institutions as USC, UCLA, and Caltech.
Sound exciting? It is, but moving and relocating to another place is stressful and can be a daunting task. So, it’s important for you to make a checklist of the things you need to do to help relieve the stress and take some of the worry out of moving.
Some important things to add to the checklist are:
- Provide a change of address to banks, credit card companies, subscription services, and other businesses or agencies that you deal with such as Social Security and the IRS
- Have the Post Office forward your mail
- Update/change your driver’s license and car registration
- Have records sent to your new physicians and dentists
- Contact your utility companies
Equally important is to find out if your move is going to necessitate any insurance changes — auto, and/or medical. What about homeowners insurance if you’re moving into a new home or renters insurance?
Your insurance checklist
If you’re moving to Los Angeles, it’s a good idea to make yourself an insurance checklist, especially if you’re moving to L.A. from another state. According to California insurance policies, all drivers are required to maintain auto insurance, and they must show proof of this when registering a vehicle at the DMV.
In California, there are minimum levels of coverage that a driver must carry with regard to injuries and property damage. The minimum coverage requirements in California are $15,000 per person for bodily (BI) injuries, $30,000 for all bodily injury to all persons, $5,000 for property (PD) damage.
However, Los Angeles is ranked first in the U.S. and tenth in the world for having the worst traffic. So, drivers are at a greater risk for being involved in a traffic accident. Therefore, you want to make sure that you’re not undercovered in case of an accident. Conversely, you also want make sure that you’re not overcovered and paying higher premiums for unnecessary insurance.
Getting professional guidance
When you’re making your checklist for moving to Los Angeles, you want to make a note to contact an insurance agent once you get settled. Los Angeles auto insurance agent and independent broker, Daniel Fraisse, has been serving clients in the L.A. area for 30 years.
Dan’s goal is to ensure that his clients get the insurance coverage they need at prices they can afford. He’s very familiar with California insurance laws and with the pros and cons of all of the major insurance carriers. As an independent broker, he’s working for you not the insurance companies.
Call our office today to get your free insurance quote.