Jokes about insurance

The job of the insurance industry is to protect you from risks — fire, flood, car accidents, to name a few. And, as such, it tends to be a serious topic of discussion when you meet with your insurance agent or broker, especially when it comes to life insurance. No one likes to talk about their own mortality or that of a loved one. Likewise, no one wants to think about losing everything they own to a fire, flood, or earthquake.  

But, the reality is that accidents and disasters can and do happen.  There are people in your life who may depend on the financial support from a death benefit paid from your life insurance policy if you should die unexpectedly.

While any discussion about insurance tends to be about serious matters, injecting a little humor can help to ease the anxiety and discomfort that a lot of people experience when talking about difficult issues.

Believe it or not, there are quite a lot of jokes about insurance!  We wanted to share a few of our favorites for you to enjoy.  We hope they make you laugh and brighten your day a little.

Our favorites….

• A man was applying for a job as an insurance salesman. The form requested prior experience, so he wrote “lifeguard.” When the manager met him, he said, “We are looking for someone who can sell himself. How does working as a lifeguard pertain to salesmanship?” The man replied, “I couldn’t swim.”

Needless to say, the man got the job.

• Larry’s barn burned down and his wife, Susan, called the insurance company. Susan told the insurance company, “We had that barn insured for fifty thousand and I want my money.”

The agent replied, “Whoa there, just a minute, Susan. Insurance doesn’t work quite like that. We will ascertain the value of what was insured and provide you with a new one of comparable worth.”

There was a long pause before Susan replied, “Then I’d like to cancel the policy on my husband.”

• Would Transformers buy life insurance … or car insurance?

Done laughing?

While these jokes about insurance provide some good laughs, not having the types of insurance that you need — health, life, auto, and homeowners — as well as adequate coverage can spell financial disaster for you and your family in case of an accident, disaster, or unexpected death. That’s certainly no laughing matter.

Comparing policies and rates, considering how much coverage you need, what premiums fit your budget, and deductibles can be a frustrating and time-consuming process. Insurance brokers help you find the policies that best fit your needs as well as your budget.

If you’re interested in finding an insurance broker in Los Angeles, look no further than Daniel Fraisse. As an independent insurance broker, Dan Fraisse works for you, not the insurance companies. His first concern is fitting a policy to your insurance needs and financial considerations.