Life insurance Q & A
No matter what stage of life you’re in, it’s never too early to start getting answers to life insurance questions. Most insurance websites will provide basic information about their policies, but before you make a decision on what to buy, make sure you’re aware of all of the fine print details. For example, some policies may call for an increase in the price of the premium if you have certain health issues. Others may contain a caveat that indicates as your age goes up, so does the price of your insurance. Terms, conditions and prices are all set by the different insurance carriers and vary widely. So how do you choose what’s right for you?
One of the absolute best resources for answering life insurance questions is an insurance broker like Dan Fraisse of Fraisse Insurance. Dan has no ties to any particular insurance company, and can help you sort through all the details to find the best coverage at the best price. With over 30 years in the business, he’s familiar with all the major carriers and the pros and cons of the policies they offer.
Knowing what questions to ask
If you already have life insurance, you may be thinking about updating your policy due to changes in your family. Perhaps you’ve had a child since you purchased your insurance. You’ll probably want to add him or her in as a beneficiary. Or you might consider adding coverage to include your offspring. As you go through the different life stages, it’s a good idea to upgrade your life insurance along the way. The life insurance coverage option that is appropriate when you’re twenty-five will most likely not be so at forty-five.
Working with a trusted, local insurance broker
Whether you’re buying life insurance for the first time or changing an existing policy, it helps to have a trusted advisor to guide you through it. As one of the top local life insurance brokers in Los Angeles, Dan Fraisse is always available to help. With a simple phone call, you can take advantage of his decades of experience in the business. Dan can answer any life insurance questions you have and ensure you get the coverage that you need without paying too much.
Call or click on the Fraisse insurance website today and get an expert on your side.