Home insurance: Information and buyer’s guide

Whether you’re in the process of buying your first home or have owned your place for years, the importance of good home insurance is essential to protecting your investment. For many of us, our homes are our biggest assets, and it’s critical to be knowledge in how to buy insurance that adequately covers us in the case of a calamity like fire, theft, or weather damage. Researching the different home insurance options may be confusing, though, because every company offers different parameters as to what they do and do not cover.

Dan Fraisse of Fraisse Insurance has been helping customers to find the right coverage with the right insurance company for over thirty years. He’s an insurance broker, which means he does not owe allegiance to any specific carrier. He knows all the complicated ins and outs of the industry so you don’t have to, and puts things in simple terms that you can understand. When you meet with Dan, he’ll work with you to decide exactly what type/amount of coverage you need and then find the best possible deal.

Getting the right amount of coverage

One of the more confusing areas in terms of home insurance coverage is how much protection do you really have when something happens to your home. For example, if your house were to burn to the ground, would your insurance cap the reimbursement at a set price or would they give you the full amount that it would cost to rebuild your home in today’s market? Another area is valuables such as jewelry. Most insurances only cover up to a total amount for all jewelry. If you have one piece that exceeds that amount, you’ll need to take out a rider on that item.

Again, this may sound complicated, which is why it’s such an advantage to have an insurance broker like Mr. Fraisse to represent your interests. He is educated in all areas of insurance, and can make sure that you get the right amount of coverage on your home and possessions. The goal of Fraisse Insurance is to get you the best coverage, while making sure you don’t overpay.

Saving money without cutting corners

If you’re looking for the most competitive home insurance rates in the Los Angeles area, your first call should be to Fraisse Insurance. You’ll have access to free information regarding your options, as well as the decades of experience that Dan has in the area. Sure, you could go online and try to do a site by site comparison of all the big carriers, but why not make things easy on yourself?

Call or click today and let Dan Fraisse guide you through the buying process.